Asaan karobar Card Login and Online Application For Phase 2

Asaan karobar Card Login

The Asaan Karobar Card Login process is very easy and simple, which has been introduced by the Punjab government especially for the financial assistance of small business people. This card allows you to get an interest-free loan of up to Rs. 1,000,000, which you can repay in easy installments of three years. With this card, you can easily manage your business expenses such as utility bills, government fees, and vendor payments. The entire application process has been done online so that every citizen can benefit from it, sitting at home without any office hassle.

The registration process for the Asaan Karobar Card is available at akc.punjab.gov.pk. Users have to upload their personal and business information, CNIC, and other required documents. After a processing fee of just Rs. 500, your application is scrutinized, and the card is issued upon approval. After logging in, users can access loan details, payment information, and other services on their dashboard.

This scheme is especially suitable for those individuals who are keen to start a business or expand their existing business but are held back due to financial constraints. This initiative of the Punjab government will not only create employment opportunities but also strengthen the economy of the province. If you are also a small entrepreneur, register today and take advantage of the Asaan Karobar Card.

Overview of the Asaan Karobar Card Scheme

The Asaan Karobar Card is a financial assistance scheme launched by the Punjab government under the leadership of Chief Minister Maryam Nawaz Sharif. It offers interest-free business loans with easy repayment options to help startups and existing small businesses expand their operations.

Loan Limit: Up to PKR 1 million
Interest Rate: 0% (Interest-free)
Loan Type: Revolving credit facility
Repayment Period: 3 years
Grace Period: 3 months before repayment starts
Processing Fee: PKR 500 (non-refundable)
Annual Card Fee: PKR 25,000 + FED

A total of PKR 84 billion has been allocated for this scheme, with PKR 48 billion specifically for the Asaan Karobar Card. This program reflects the government’s strong commitment to strengthening the economy and generating employment through entrepreneurship.

How to Apply for the Asaan Karobar Card

Follow these simple steps to complete your application online:

Visit the Official Website

Open your browser and go to akc.punjab.gov.pk.

Fill in the Application Form

Enter your personal and business details accurately.
Provide your CNIC number, contact details, and other required information.

Upload Required Documents

CNIC (front and back)
Proof of residence (utility bill, rent agreement, etc.)
Any relevant business documents

Pay the Processing Fee

A non-refundable fee of PKR 500 is required to proceed with your application.

Verification Process

Your details and documents will be verified by authorized agencies.

Approval and Card Issuance

Once approved, you will be issued an Asaan Karobar Card, which can be used for business-related transactions.

You Can Also Read: How to Check PSER Registration Status Online Via 8070 SMS

How to Register for the Asaan Karobar Card

Registration is required before you can log in. Here is how to register step-by-step:

Access the Portal

Visit akc.punjab.gov.pk and click on “Register Now”.

Provide Personal Details

Full name as per CNIC
CNIC number
Date of birth
Father or husband name
CNIC issuance and expiry date

Enter Contact Information

Mobile number (ensure it is active)
Select your mobile network

Create Your Account Password

Choose a strong password and confirm it by entering it again.

Review and Submit

Double-check all details before hitting the submit button.
You will receive a confirmation SMS upon successful registration.

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Asaan Karobar Card Login Process

Once you have successfully registered, follow these steps to log in:

Go to Login Page: Open akc.punjab.gov.pk and click on the “Login” button.

Enter Your Credentials: Enter your CNIC number and then enter the password you created during registration

Access Your Dashboard: Click “Login” you will be redirected to your dashboard where you can track your application status, loan details, and more.

Tips for Smooth Login:

Ensure your internet connection is stable
Double-check your CNIC and password
Keep your password safe and do not share it

Also Read: Maryam Nawaz Ramzan Relief Package 10000 Know Complete Guide

Eligibility Criteria for Asaan Karobar Card

To qualify for the scheme, you must meet the following conditions:

Must be a Pakistani citizen residing in Punjab
Age between 21 to 57 years
Must have a valid CNIC and active mobile number
Should own or plan to start a business in Punjab
No overdue loans or poor credit history
Businesses should be registered with PRA/FBR within 6 months of approval
Only one application per person or business is allowed

Loan Usage and Repayment Terms

First 50% of Loan: Available in the first 6 months
Second 50%: Released after proper usage and timely repayment of the first half
Grace Period: 3 months
Monthly Installments: Minimum 5% of the outstanding balance
Final Repayment: Balance paid in equal monthly installments over 2 years

Loan funds can only be used for:

Vendor payments
Utility bills
Government fees
Taxes
Equipment purchase

Personal use or non-business transactions are strictly prohibited.

Fees and Other Charges

Annual Card Fee: PKR 25,000 + FED (deducted from approved loan)
Late Payment Charges: As per bank policy
Other Charges: Life insurance, card delivery, and related admin costs

How to Track Your Loan Application Status

There are several ways to check the status of your Asaan Karobar Card application:

Online Portal

SMS Service

Send “STATUS [Your Application ID]” to 8300

Helpline

Dial 051-9053333 (within Pakistan)
For international applicants, dial +92-51-9053333

BOP Branch

Visit any Bank of Punjab branch with your CNIC for in-person inquiry.

What to Do If Your Application is Delayed

Use multiple methods to check status
Upload any missing documents via your account
Ensure all data matches your NADRA records
Contact support using your reference number

Key Benefits of the Asaan Karobar Card

Interest-Free Loans: Financial help without the burden of interest
Digital Transactions: Easy to manage through mobile and POS systems
Cash Withdrawal: Up to 25% of the loan amount available in cash
Revolving Credit: Flexible usage and repayment model
Business Growth: Ideal for operational expansion and sustainability

You Can Also Read: How To Receive 10000 Cash Payment Through 8070 Ramzan Relief Package 2025

Conclusion

The Asaan Karobar Card Login and registration process is designed to be user-friendly, allowing entrepreneurs from every corner of Punjab to apply for financial assistance easily. With interest-free loans, simple eligibility criteria, and a secure digital platform.

This scheme is a golden opportunity for small business owners. If you have a dream to start or grow your business, this card can be the support you need to make it a reality.

FAQs

Who can apply for the Asaan Karobar Card?

Residents of Punjab aged 21 to 57 with a valid CNIC and a business plan are eligible.

How much loan can I get?

You can apply for a loan of up to PKR 1 million.

Is this loan interest-free?

Yes, it is entirely interest-free.

What is the repayment timeline?

Repayment starts after a 3-month grace period and is completed over 3 years.

How can I apply?

Visit akc.punjab.gov.pk and follow the online application process.

Can I withdraw cash from the loan amount?

Yes, up to 25% of the loan amount can be withdrawn for business-related needs.