Kisan Card Payment Increase From 1.5 Lakh to 3 Lakh By Maryam Nawaz

Kisan Card Payment Increased

Punjab Chief Minister Maryam Nawaz Sharif has announced huge relief for the kisan. It has been decided to increase the interest-free loan amount under the Kisan Card from Rs 1.5 lakh to Rs 3 lakh, and now the farmer holding the Kisan Card will be given an interest-free loan of up to Rs 3 lakh. He will be able to withdraw easily. 

Farmers who have obtained the Kisan Card should ensure that they repay the interest-free loan amount before May 15, so that after that, they can get the double loan amount without interest as soon as possible. Big news for farmers: Kisan Card holders should deposit the interest-free loan amount as soon as possible and get the double loan amount as soon as possible. 

It has also been decided to increase the land ownership limit from 12.5 acres to 25 acres for obtaining the Kisan Card, and in addition, it has been decided to increase the land limit for the loan from 5 acres to 10 acres. And the new news is that the deduction in the form of the Kisan card process, etc., has been completely eliminated. 

Big Relief for Farmers: Loan Doubled Under Kisan Card

The Punjab government has officially doubled the loan limit for Kisan Cardholders. Previously, farmers were eligible for an interest-free loan of Rs 1.5 lakh. Now, they can receive up to Rs 3 lakh without paying any interest. This increase aims to help farmers manage the rising costs of seeds, fertilizers, diesel, and other essential farming inputs.

This financial support is not just a temporary measure—it reflects the government’s commitment to boosting agriculture and supporting the people who are the backbone of our food system.

Read More: Punjab Rashan Card Scheme Registration Process Through PSER Online Registration 2025

Deadline to Repay Existing Loan

Farmers who have already received a loan of Rs 1.5 lakh under the Kisan Card scheme must repay it before May 15. Once repaid, they will become eligible to receive the new, increased loan amount of Rs 3 lakh again, entirely interest-free.

So if you are a Kisan Card holder, do not delay. Repay the existing loan on time and unlock the new benefits as soon as possible.

Who Can Benefit From the New Kisan Card Limit?

All farmers who currently hold a Kisan Card and those who register for one in the coming days are eligible for the increased loan limit. However, to qualify for the Rs 3 lakh interest-free loan:

• You must have a valid Kisan Card
• You must repay the earlier Rs 1.5 lakh loan before May 15
• Your land records should be verified through your CNIC

This step is designed to make sure that those who have already benefited from the scheme can continue receiving help while keeping the process fair and efficient.

Also Read: Punjab Rashan Card Scheme 2025 Know Complete Guide About Registration, Eligibility

Expanded Eligibility and Land Ownership Criteria

To include more farmers in the scheme, the Punjab government has expanded the eligibility criteria:

• The land ownership limit for getting the Kisan Card has been increased from 12.5 acres to 25 acres
• For getting a loan under the scheme, the minimum land requirement has also been raised from 5 acres to 10 acres

Moreover, all deductions that were part of the card application or loan process have now been completely removed. This ensures that farmers receive the full benefit without any hidden charges or fees.

Additional Benefits Through Kisan Card

The Kisan Card does not just offer loans, it opens doors to other key facilities:

• Farmers can now use 20% of their loan amount to purchase diesel
• They also have the option for up to 30% cash withdrawal from the loan amount
• The Kisan Card will be the main requirement for accessing any future schemes by the Punjab Agriculture Department

So, if you want to benefit from future farming programs, having a Kisan Card is a must.

Also Read: CM 3 Marla Plot Scheme Eligibility Requirements Know Complete Guide

Easy Registration Process via SMS

One of the major improvements made by the government is the easy registration process. Now, farmers do not have to wait in long queues or visit offices again and again.

Here is how to register:

• Simply send your CNIC number via SMS to 8070
• The government will automatically verify your land records through your CNIC
• A representative will contact you and guide you through the next steps

Once verified, your Kisan Card will be issued, and you can start using it to access loans and make purchases. This SMS-based registration system has made the entire process smooth, transparent, and farmer-friendly.

Massive Increase in Kisan Card Registrations

Initially, the Kisan Card program was launched for 5 lakh farmers, but due to growing popularity and increasing demand, the registration limit has now been raised to 7.5 lakh farmers.

This shows how successful the scheme has been and how much trust farmers have in the leadership of Maryam Nawaz Sharif. The increased registration limit means more farmers can join the program and get the support they need for their crops.

Also Read: 8171 Portal 2025 Resolving Web Portal Issues and Checking BISP Payments

What Can You Purchase With the Kisan Card Loan?

The interest-free loan provided through the Kisan Card can be used to purchase:

• Seeds
• Fertilizers
• Pesticides
• Diesel
• Other necessary farming inputs

All purchases must be made through registered dealers, ensuring quality and fair pricing.

This support helps farmers invest in their crops with confidence, knowing they will not be burdened by high-interest loans or unreliable products.

Distribution of the Kisan Card and Loan Access

After you register via SMS and your land is verified, the government will guide you through the process:

• A representative will contact you
• You will receive your Kisan Card either at home or at a nearby center
• You can then begin using the card immediately to access loans and buy products from registered dealers

There are no hidden charges, and the system is designed to be fast and transparent.

Impact on Punjab’s Agriculture Sector

The Kisan Card initiative is more than just a loan scheme—it is a step toward transforming Punjab’s agriculture sector. By supporting farmers financially, the government is helping:

• Increase agricultural productivity
• Reduce dependency on middlemen and expensive credit
• Encourage the use of quality inputs
• Strengthen the rural economy

With easy access to funds and support from the government, Punjab’s farmers are better equipped to face challenges and boost their yields.

You Can Also Read: Complete Guide to Check Asaan Karobar Card Application Status & Resolve Issues

FAQs – Frequently Asked Questions

Q1: What is the new loan limit under the Kisan Card?
The new interest-free loan limit is Rs 3 lakh, increased from the previous Rs 1.5 lakh.

Q2: How can I apply for the Kisan Card?
Send your CNIC number via SMS to 8070 to start the registration process.

Q3: Do I need to repay my old loan to get the new one?
Yes, you must repay the existing Rs 1.5 lakh loan before May 15 to be eligible for the increased loan.

Q4: Is the loan completely interest-free?
Yes, the entire loan is provided without any interest.

Q5: What can I buy with the Kisan Card loan?
You can purchase seeds, fertilizers, pesticides, and diesel from registered dealers.

Final Summary

The Kisan Card Payment Increase from Rs 1.5 lakh to Rs 3 lakh marks a bold and farmer-friendly move by the Punjab government. With interest-free loans, simplified registration, expanded eligibility, and essential benefits like diesel purchase and cash withdrawal, the program is set to empower more farmers than ever before.

If you are a farmer in Punjab, this is your time to act. Repay your existing loan, register via SMS, and get your Kisan Card to enjoy full benefits. Maryam Nawaz Sharif’s initiative aims to lift the farming sector by giving you the support you need—without interest, without hassle, and without delay.

Also Read: Punjab CM Announces RS 15 Billion Relief Package for 550,000 Farmers through Kisan Card