RS 15 Billion Relief Package through Kisan Card
The Punjab government has announced a relief package of Rs 15 billion for 550,000 farmers through the Kisan Card, which aims to provide direct financial assistance to wheat growers. This historic initiative was announced in a high-level meeting chaired by Punjab Chief Minister Maryam Nawaz, in which several important decisions were taken keeping in mind the problems of farmers. Under this program, farmers will be provided direct funds through the Kisan Card, so that they can meet their seeds, fertilizers, and other agricultural needs.
This package is not only an immediate relief for farmers but also the foundation of a sustainable agricultural system. The government has exempted farmers from fixed and excise taxes and has also provided a free storage facility for wheat for 4 months. Farmers can also take loans up to 70 percent of the value of their stored wheat from banks through an electronic warehouse receipt, which will be released in just 24 hours. In addition, the Punjab government will also pay Rs 5 billion in interest on loans, so that farmers do not have to bear the financial burden.
Moreover, the ban on inter-provincial and district movement of wheat and flour has been lifted, so that farmers can reach the market at a better price. This move will not only benefit the farmers but will also strengthen the agricultural economy in the province. Chief Minister Maryam Nawaz has clarified that this relief package is a comprehensive effort to make Punjab farmers independent and develop agriculture on modern lines.
Who Can Benefit from This Relief Package?
The government has targeted 550,000 wheat farmers under this program. These are individuals who are registered in the official E-Wheat Registration (EWR) system, which is essential to ensure transparency and proper record-keeping.
This relief package is specifically designed for small to medium-sized farmers who grow wheat and are facing difficulties due to rising input costs, uncertain weather conditions, and unpredictable market prices
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How the Kisan Card Makes It Easy
A major highlight of this package is the Kisan Card, a smart subsidy delivery tool that ensures financial aid reaches farmers directly and without delays. Through the Kisan Card, the government can quickly and securely transfer funds into the farmer’s bank account.
Once registered under the EWR system, farmers will get financial support through the Kisan Card, which is linked to their personal banking details. This reduces the chances of corruption or delays and makes the process smooth and reliable.
Step-by-Step Process to Receive Support
Here is how farmers can benefit from this relief package:
- Farmer Registration: First, the farmer must be registered in the E-Wheat Registration system.
- Kisan Card Activation: Once registered, the farmer’s Kisan Card is activated and linked to their bank account.
- Land and Crop Verification: Authorities verify how much land the farmer owns and how much wheat is cultivated.
- Direct Fund Transfer: Based on the verification, financial aid is transferred directly into the farmer’s account via the Kisan Card.
This easy and transparent process ensures that only eligible and verified farmers receive the benefits of the program.
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Key Benefits of the RS 15 Billion Wheat Package
Here are some of the most important features of this relief package:
- Direct Cash Assistance: Farmers will receive financial aid to help with the cost of seeds, fertilizers, and other wheat-growing expenses.
- Tax Exemptions: Fixed and excise taxes for wheat farmers have been waived for this season.
- Free Storage: Farmers will be allowed to store harvested wheat for up to four months free of charge, protecting it from weather damage and price drops.
- Loan Support with Warehouse Receipts: Farmers using government-approved warehouses will receive an Electronic Warehouse Receipt. With this, they can get loans from banks equal to 70% of the wheat’s value within just 24 hours
Financial Support for Loans and Wheat Trade
To make sure farmers are not burdened by loans, the government has allocated a significant portion of the relief package for loan subsidies:
- Rs 5 Billion for Markup Support: The Punjab government will pay the markup on loans taken by farmers to store their wheat.
- Rs 1 Billion for Flour Mills and License Holders: This will help mill owners and license holders finance wheat purchases and boost the overall supply chain.
- Warehouse Construction Support: The Bank of Punjab will help the private sector construct or renovate wheat warehouses, and the government will cover the interest on loans taken for this purpose.
This approach not only supports individual farmers but also improves the overall wheat storage infrastructure in the province.
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FAQs – Frequently Asked Questions
Who is eligible for this package?
All wheat farmers registered in the E-Wheat Registration system are eligible.
How do I get the Kisan Card?
Farmers must register through the official EWR system. After verification, the card is issued and linked to the bank account.
How is financial assistance delivered?
Funds are directly transferred to the farmer’s account via the Kisan Card.
What is an Electronic Warehouse Receipt?
It is a digital certificate issued when a farmer stores wheat in a government-approved warehouse. It can be used to get a bank loan equal to 70% of the wheat’s value.
Is there support for loans?
Yes, the Punjab government will pay the markup on loans taken for wheat storage. Rs 5 billion has been allocated for this purpose.
Final Summary
The RS 15 Billion Relief Package for 550,000 Farmers through the Kisan Card is a timely and much-needed step by the Punjab government. It offers real help to farmers by giving them financial relief, tax benefits, and improved storage and trade opportunities. Most importantly, it uses modern tools like digital registration and smart cards to ensure that support reaches those who truly deserve it.
Under the leadership of CM Maryam Nawaz, Punjab is setting an example of how smart governance and strong agricultural policies can go hand in hand. With this bold initiative, the future looks more secure for wheat farmers across the province.
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